(1) The following payment instruments shall be used in the payment system:-
(a)   Cash,
(b)   Cheque,
(c)   Electronic banking (e…banking),
(d)   Payment Card,
(e)   Payments made through SWIFT,
(f)   Interbank Payments,
(g)   e…money (wallet),
(h)   Mobile Banking,
(j)   Other payment instruments as may be prescribed.
(2) Other arrangements regarding payment instruments shall be as prescribed.